Invest now India

Home loan burden that reduces financial freedom. Can I buy a house with a home loan for rental income? We have seen some of the safe investments in movable assets in the previous sections. Now let's look at the main income that most people invest in movable assets and get passive income. Own house..! Many people dream of buying their own house. Some of them build or buy houses and rent them out to generate passive income. According to the proverb "Elephant eats when moving, house eats when not moving", building a house is an investment that attracts a lot of capital. Therefore, before buying a new house for rental income, we should ask various questions and research carefully and make decisions. We should find answers to important questions such as the price of the house we are going to buy, who is the builder who built the house, how much is our UDS (Undivided Share) in the house we are buying, how much will it cost per square foot if we buy land in that area (Guideline ...

    Equity Mutual Funds That Have Caused Losses to Investors in the Last One Year Whether it is for short-term savings or long-term wealth creation, mutual fund investment serves a variety of needs. As the stock market has seen good growth in the last five years, mutual funds have also been giving good returns. Due to this, the idea that investing in mutual funds will only bring profits has become widespread. However, data shows that there is a possibility of losses in mutual funds too. A study conducted by ETMutualFunds has revealed that about 61% of equity mutual funds have given losses in the last one year. In particular, those who made lumpsum investments have suffered losses. In this study, 272 equity mutual funds were taken. Out of which, only 167 funds have given profits. Not a single fund has made either profit or loss. On the other hand, about 17 funds have lost more than 10%. Mutual funds that have lost: Samco Flexi Cap Fund has caused the highest loss. This fund has...

We have seen in the previous section about the advantages of term insurance plans. Now let us look at the 10 things to consider while taking term insurance in detail.   1. Term insurance sum assured: The policyholder should plan properly how much term insurance he should take. While planning, it is important to consider various factors like one's current standard of living, income of other family members, future goals, value of their assets, current debt amount etc. If you are confused in choosing the right term insurance coverage amount, you can contact qualified insurance agents and financial advisors. If you take term insurance for ₹2 crore, you will get about Rs. 1.33 lakh per month when you invest it in plans that give an annual return of about 8%. Thus, you should take a policy keeping in mind how much money you can withdraw from the coverage amount. There is a proverb that says, even if an elephant is alive, it is worth a thousand gold, and even if it dies, it is worth a tho...

   “They should create financial security so that their family members can carry the current standard of living. Only proper insurance plans can provide them with such financial security.” In our country, 1.8 crore Indians go abroad in search of job opportunities for their livelihood. Through them, our country gets a huge foreign exchange. From high positions in corporate companies to unorganized workers, many categories work abroad. Indians work in countries in all continents of the world except Antarctica. They are called Non-Resident Indians (NRIs). Financial security of the family..! The reason why they go abroad to work is to get higher salaries than in our country. There are many of them who live abroad due to work, separated from their families. Although a few of them get life insurance benefits in the countries where they work, the reality is that most of them do not get any benefits. Therefore, ensuring the financial security of their families is very important. If th...

  Generally, the investment we make should be able to provide returns that exceed inflation. The average inflation rate in India has been around 6%-7% per year in the past. Inflation may be a little higher for some types of expenses. Especially medical and lifestyle expenses are increasing at the rate of 8%-10% per year. There is no tax exemption on the income earned from savings accounts. If a person's annual income is more than Rs. 12,00,000 and he earns 3% income from his savings account, then 0.9% of it will go towards income tax. He will get only 2.1% as net income. If the annual inflation rate is 7%, he will lose minus 4.9% of his income. Due to this, we recommend not keeping too much money in savings accounts. Investment plans..! Investment plans are plans that provide higher returns than savings. Investment plans are generally of two types. In the first type, there is no risk to capital. For example, bank deposit schemes, debt securities of leading companies, post office sa...