Invest now India

Minimum balance is not mandatory in bank accounts; Penalties imposed for not having a minimum balance have been abolished. Here is the list of banks offering this offer! Savings Account - In Digital India, there are few people who do not have this. But, the small problem with this is the 'minimum balance'. That is, the customer must keep a certain amount in their savings account. Banks use this as the minimum balance for matters including the maintenance of the account. But, not everyone can keep this minimum balance. In such a situation, banks will impose a penalty on those customers. But some banks are exceptions to this. Those banks do not require customers to maintain a minimum balance. Bank of Baroda:  This bank has recently announced that 'no minimum balance is required for bank accounts'.  However, this does not apply to premium savings account holders. State Bank of India:  This bank has not imposed any penalty on savings accounts without a minimum balance since...

The Reserve Bank of India has announced changes to the ATM withdrawal fees. They will come into effect from May 1. What is the change? Customers can withdraw money five times a month free of charge from ATMs of banks or financial institutions where they have an account. Customers who do not have a bank account can withdraw money three times a month in cities and five times in rural areas from ATMs of banks or financial institutions. If it is more than that... According to the new notification, a fee of up to Rs. 23 will be charged for each transaction above a certain limit. Why this change? When we withdraw money from banks, we have to pay a service fee to the banks. Therefore, the Reserve Bank of India has now announced this price hike for that service fee. When we withdraw money from ATMs of other banks, our banks pay fees to those banks. To compensate for that, a fee is charged when we withdraw money from ATMs of other banks. Today, according to the new announcement, it has been inc...

The price of growth stocks is higher than its book value. Generally, during a booming stock market, the price of growth stocks is likely to rise rapidly. In stock market investment, you can only achieve high profits by choosing the right company stocks and investing in them. Choosing the right stocks to invest is based on various factors such as one's age, risk-taking ability, financial goals, investment period, and preferences. Generally, company stocks can be divided into 5 categories. Let's take a look at their details in detail. 1. Growth Stocks Company stocks belonging to the growth stock category are those that have a high chance of growing rapidly. The income and profit rate of these companies increase significantly. Generally, these companies provide additional income during periods when the interest rate on debt is low. These types of stocks generally trade at a price higher than their book value. Book Value refers to the net value of a company after deducting its tota...

Before buying land, you should check these 19 things, from original documents to lawsuits. Seeing a land... If you like it, you buy it... - This is not the only process of buying land. After seeing the land and liking it, you must do a few 'checks'. Only then, after buying the land, you can live peacefully without any problems and hassles in the future.   1. Personal details of the seller of the property (name, age, address, Aadhaar number, PAN number) 2. Original title documents 3. Clear transfer of ownership report 4. Updated income records in the name of the current owner or seller 5. Are there any outstanding loans and mortgage deeds or receipts? 6. Are the previous sale approvals and advance payment receipts available? 7. Are there updated property tax receipts - property tax, vacant land tax, water and sewage tax/charges, electricity connection as of the date 8. Updated land certificate for at least 33 years up to that date 9. Legal layout/land approvals prescribed by the...

Milky Mist Company's IPO from Tamil Nadu... Things Investors Need to Know! As the Indian IPO market is buoyant, various new companies are actively taking steps to issue IPOs. In this situation, Milky Mist Company from Erode district of Tamil Nadu has filed documents with SEBI to issue IPO. Let's take a detailed look at this IPO. Milky Mist Company, which was started in Erode, is trading in value-added dairy products. The dairy market in India is fiercely competitive. From milk cooperatives to private companies, many companies across India are competing in the dairy market. Most of the companies are also directly involved in milk trading. However, Milky Mist Company has approached this dairy market competition a little differently. That is, it does not trade in milk at all. Instead, it is trading in a variety of value-added dairy products such as paneer, curd, ghee, butter, cheese, ice cream, yoghurt and milk-based drinks. It procures milk from about 67,000 farmers and manufact...

The home loan is what makes many people's dream of a home possible these days.  If we take a home loan thinking, 'That's all we can get', we will get into trouble. So, let's look at eight things to consider when taking a home loan. 1. Before taking a home loan, have a 20 percent down payment in hand. For example, if you are buying a house for Rs. 50 lakhs, prepare 20 percent of it, Rs. 10 lakhs, yourself. It is not good to take a loan for this down payment. 2. When taking a home loan, it is important to compare the interest rates of two-three banks . Even a 0.5% - 1% interest difference between banks can increase the loan amount by lakhs. So, it is better to pay attention to these small differences. 3. The EMI you pay monthly should be 30 - 40 percent of your monthly salary . Only then, no problem will arise. 4. When taking a home loan, pay off as much of your other debts as possible. At least get a large loan. 5. It is better to take out a home loan before the ag...

Active Income..! We can understand the value of money well from the proverbs that say that money makes even the dead open their mouths, and money flows to the underworld. Most people who have acquired such special wealth go to work and earn monthly wages. This method of earning money using the labor of an individual is called Active Income. No capital is required to earn active income. If you join a job using the necessary education, physical labor, etc., your salary will come on the first day of every month. There is no chance of making a loss in this type of income like in a business. One can live a comfortable life. But this type of active income is available to us only as long as we give our physical labor. If unfortunate events such as dismissal, permanent damage to physical health, or death of an individual occur, active income will stop. Wage growth may not increase beyond a certain point. Therefore, a person who relies only on active income is likely to stagnate in his standard...

Secure your child's future by investing in child name mutual fund schemes! Explore tailored options that build wealth for education and milestones. Start investing today! Instead of giving gifts to minor children on their birthdays and other important occasions, you can invest in mutual fund schemes in their names!   It has been a tradition for a long time to gift our loved ones with properties like houses, land, and gifts. Among such gifts, many of us may have a question as to whether and how to gift mutual fund investments to our loved ones. We cannot easily gift mutual fund investments like houses, land, jewelry, or money. We must strictly follow the rules and regulations set by regulatory bodies like Income Tax Department and SEBI. A demat account is not necessary to invest in mutual funds. To gift mutual fund units or transfer them to someone, both parties need a demat account. Therefore, if you have been investing in mutual fund schemes without a demat account, you should fir...

 The number of people interested in investing in the stock market is constantly increasing. While people's interest in the stock market has increased, on the other hand, doubts and questions about the stock market have also increased. Sundararaman Ramamoorthy, Managing Director of the Bombay Stock Exchange, answers various doubts and questions about stock investment. Questions raised by stock market consultant and investment expert V. Nagappan and answers given by Sundararaman... Tell me about the efforts you have taken in the company after taking over as the Managing Director of the Mumbai Stock Exchange? ''Before I took over, the Bombay Stock Exchange was an institution in Operational Loss. This institution includes many parties such as shareholders, board of directors, employees, our clients, stock brokers and their clients. We thought about what we can do for each of them to revive this stock market. First, we decided to fill the necessary and vacant positions in the co...

The price of gold & silver has reached a historic high in recent times. Small investors are showing great interest in investing in these precious metals. When buying as jewelry, 12-15% is spent in terms of processing fees, depreciation, and GST. Due to this, even if the price rises, you do not get full profit. Therefore, let's look at some alternative investment options... Invest in gold through mutual funds..! You can easily invest in metals like gold and silver through mutual funds and get full profit. Let's see how. Gold ETF is a way to buy gold in paper form instead of buying it as jewelry. Like stocks in the stock market, you can invest in gold during stock market trading hours through Gold ETF. Similarly, you can invest in silver through Silver ETF. A demat account is required to invest in ETF schemes. You can invest even ₹100 in gold..! In the Gold ETF scheme, one gram of gold is divided into 100 and is one unit. In that case, you can start investing in gold even if ...